The Aviator EMF(Emerging Market Fund) operates under a Global Business License issued by the Mauritius Financial Services Commission (FSC) to operate as a self-managed Collective Investment Scheme.

Between microlending, which involves people borrowing for small-size items, and traditional home loans (for regular homes), there exists a gap in lending. AVIOM India Housing Finance Pvt. Ltd is one such company providing lending services in the middle area. They exclusively provide loans to women, and for loans such as sanitation, home extension, home improvement, short term business loans and loan against property.

Started in 2016 when AVIOM received its HFC (Housing Finance Company) license, by September 2017 they had disbursed 500 loans worth Rs. 13.5 Cr. Fast forward to March 2020, and they now have 10644 customers, with a Gross Distribution of Rs. 262 Cr., with 23 branches across 3 States.  AVIOM is a social impact-focused affordable housing finance company catering to customers based in semi-urban areas.

AVIOM operates in the white space between traditional housing finance and microfinance. Loans are given for sanitation, home extension, home improvement, short term business loans and loan against property. They primarily recruit women on flexible work hours to source leads – 63% of disbursements are through this robust channel. The ticket size of their loans is between Rs. 1-5 Lacs. For more information, visit www.aviom.in

The Aviator Emerging Market Fund operates under a Category 1 Global Business License issued by the Mauritius Financial Services Commission (FSC) to operate as a self-managed Collective Investment Scheme under the Securities Act 2005. It is also registered with the Securities and Exchange Board of India (SEBI) as a Foreign Portfolio Investor. The Fund is focused on Emerging Markets like India, UAE, Singapore, Hong Kong, and non-EMs like the US, UK when superior earnings opportunities present themselves. For more information, visit www.aviator-emf.com  

The fund has a clear focus on the Financial Services Sector, particularly NBFCs and Microlenders in India. Aviator Emerging Market fund has invested in AVIOM India Housing Finance Pvt. Ltd through NCDs (Non-Convertible Debentures). Unitus Capital was the advisor for this transaction.

Speaking about the investment, Ashish Bhandari, Investment Advisor at Aviator EMF said, “Once again, we have stuck to our core investment desire of financing exceptional companies actually making a difference in people’s lives. With AVIOM, we take great satisfaction knowing that our investment in this company directly impacts and empowers thousands of women and their homes and families.”

Kajal Ilmi, MD and CEO of AVIOM India Housing Finance Pvt. Ltd. said, “We are delighted to partner with Aviator EMF with our values aligned on the philosophy of providing financial empowerment to women and we appreciate the confidence shown by Aviator in our business model. The transaction is our first overseas NCD and it opens new avenues of instruments as we continue to diversify our lender base. We look to service the shortage of capital in the affordable housing finance space and we continue to raise and deploy capital to address this exigency.”

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The ETH crash was just one example of how fake news can cause a landslide in a coin market. A lot of similar cases have happened in the past.

We all know how Ethereum crashed last June, leaving ETH users in utter shock and panic. Do you know how much that price drop wiped off of the coin value? A whopping 4 billion USD. And all this for what? – a stupid hoax. Yes, a hoax, fake news. Rumour had it that ETH co-founder, Vitalik Buterin had expired in some car crash and immediately the Ethereum market plunged down to an exorbitant low. In reality, Mr Buterin was just in the pink of health and thankfully he responded promptly to the fake news with written confirmation.

Fake news affects crypto industry big time

The ETH crash was just one example how a fake news can cause a landslide in a coin market. A lot of similar cases have happened in the past.

The crypto market features a highly volatile scene and the crypto community is influenced largely by the media. In other words, the rise and fall of a crypto coin are largely determined by the information circulating about it by the crypto media. So, if there is negative news around about a coin, chances are high that the coin will suffer a crash immediately. The sad part is, the crypto market is marred with many such fake negative news reports that are simply toying with the future of several crypto coins. Another matter of concern is that, given the advancements in communication technology today, such fake news reports take no time to circulate worldwide, making the hoax a widespread phenomenon.

Put simply, fake news reports spell serious trouble for the crypto market, force down margin calls as well as abet investors to make ruinous decisions.

How The Currency Analaytics can help?

TCA a.k.a. The Currency Analytics is a leading crypto media site launched by crypto veteran Sydney Ifergan. What’s so crucial about the site is that it’s especially launched to relieve the current crypto media of the scores of fake news circulating around. The Currency Analytics is equipped to empower the crypto industry with the most authentic and ethical news reports to help investors and traders take an informed decision.

The TCAT token

In that light, Mr Ifergan and The Currency Analytics has come up with a new crypto token that will help to beat fake news around and establish a fair and transparent crypto media. Titled ‘TCAT’, the token aims to patronize ethical and professional crypto journalists who will enrich the crypto scene with only the most genuine news reports. It’s to note here, the TCAT token is guided by a unique REAL protocol. The term ‘REAL’ here stands for:

• Real news only is written by professional and dedicated journalists
• Ethical news only based on authentic facts
• Attributive news reports that are verified thoroughly before publishing
• Lasting news reports that can make some positive and long-term contributions to the crypto community

TCAT developed by XinFin network

TCAT is developed by leading blockchain network XinFin- another major crypto platform where Mr Ifergan sits as a senior advisor.

XinFin stands out as a state-of-the-art ‘hybrid’ blockchain platform dedicated to addressing the glaring deficit in global trade and finance of late. Being a hybrid blockchain, XinFin combines the power of both public and private blockchains with interoperable smart contracts. The platform is geared to introduce a powerful advanced financing mechanism which will team up with the existing financial ecosystem seamlessly to support the advancement of global trade and finance.

The XinFin hybrid blockchain is powered by XinFin’s native utility token XDC. The token serves as a settlement medium for Dapps to be built on the XinFin blockchain. It extends utility to global trade and finance scene by facilitating domestic and international transactions as well as supports various business efficiency use cases in several sectors through both tokenized and non-tokenized solutions.

It’s about time the crypto industry gets alert about fake news reports around and starts voicing for a fair crypto media. For more information visit: https://thecurrencyanalytics.com.

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Leading Influencer Community en:lyft made major announcements in the virtual summit en:fluence to support content creators in creating premium quality content.

en:lyft announced Creator fund worth 5 Million Dollars for the content creators in the power-packed virtual creator summit – en:fluence powered by Jio Meet on Friday. The agenda of the summit was to discuss the growth of content creator industry in the post-pandemic world. en:lyft, being a leading influencer community made six major announcements in the virtual summit in order to support content creators to create premium quality content. The announcements were made by Mr Ajay Kudva, CEO and founder, en:lyft.

“The creator fund will be for five years in which the content creators will be benefited hugely. The fund will surely help them shape their growth. Apart from that, we are announcing encomplish.io, India’s first affiliate program for influencers. Do you think you are an influencer? India’s first affiliate program for influencers is here and anyone and everyone can register and get campaigns even if they have 10 dedicated followers, this platform will help them grow” other announcements being, the launch of a professional walk-in camera studio including editing room and pre as well as a post-production work station for influencers by just scheduling the booking on enliv.io“. Apart from the above announcements Mr. Kudva also informed about ‘en:lyft cares’ which will be COVID-19 insurance for the creators.

“We are working towards solutions of the issues that are being faced by the influencers in order to create quality content” he added. The launch of en:LIV Ka Panga’s first season was announced, which is going to be a reality web series and a unique influencer face off, for the first time on YouTube. The last announcement of all was that the followers can get featured in influencer music video by just uploading their dance videos with the hashtag #EKPsong. 

Going forward, a panel discussion titled ‘Age of short videos’ took place in which the panellists talked about how the age of short video has arrived where brands are launching platforms to promote short videos digitally. Furthermore, Mr Yogendra aka Technical Yogi in his Masterclass spoke about ‘Growth hacking on YouTube’ in which he talked about several ways to garner maximum views as well as how to create content that works.

Whereas the other influencers present in the summit talked about impact of content and creators as well as platforms that are supporting content.

Influencers like Praval Sharma aka Sharmaji Technical, Amresh Bharti aka Mahatmaji Technical played an important role in sharing the side of the influencers and creators in the summit. As well as Mr Vikas Shrivastava, co-founder at WhatsCutPro talked about the importance of creating content on mobile phones and that it gives each one of us a chance to create content online 

The summit brought together influencers, content creators and brands on one platform with the sole aim of building an ecosystem for influencers in the post-pandemic world where everything is becoming virtual.  Mr Sameer Mehta, VP, Reliance Jio talked about how Jio Meet is powering the video conferencing scenario being India’s own video conferencing app.

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Sitanshu Singh has counselled around 2.5 lakh clients at Thinkfiniti from all over India comprising students, parents and teachers.

Elon Musk once said, “It is possible for ordinary people to choose to be extraordinary.” Dr Sitanshu Singh is a person who, every day, makes a choice. A choice to strive towards extraordinary work. His humility, vibrant personality and a strong drive to provide value; have attracted students towards his Counseling and Mentoring Firm, Thinkfiniti Education Pvt. Ltd.

Hailing from humble beginnings in Lucknow, this then 16 year old, with a strong intrinsic desire to be constructive, decided to start executing the ideas in his head. He was not one to sit idly and observe the passage of his most valuable resource and asset, time. Driven by a desire to be productive and his passion for music, he drew out a list of various contact numbers in order to perform live wherever a good opportunity was presented. Singing his heart out under the alias, Aditya Chauhan; a name he has now transformed into a brand image. This was but the beginning of his journey.

A few years later, a newspaper ad for an interview in a counseling company caught his eye. Their requirements? A confident person able to communicate well, and an undergraduate degree; one he was too young to have yet procured. Regardless; undeterred and unshaken, he confidently walked into the interview room and landed the job. He learnt how to engage students and counsel them, sharpening his counseling skills over time, absolutely being in love with his job and adding value to students, 25000 of them during his one year tenure there. It was during this period that he began work on his own venture, Thinkfiniti Education.

Inspired by his relatives in medical fields, watching them heal people; alongside a desire to academically challenge himself; he gained admission into MCODS, Manipal as a dental student. Despite BDS being a 5-year long, rigorous and challenging course; he began teaching music through another venture, Quality Creations. The Sitanshu Singh charm and inclusive attitude towards his students earned him a stellar reputation among them and an ever-expanding customer base in a new city, where he didn’t even speak the local language just yet. He loved communicating, regardless of any barriers.

Inspired by, and with the valuable assistance of his friend and colleague, Zabeer (founder of TBN pools); Sitanshu also set up a car dealership with a large international network; Posh Brands. With so much work on his hands; and the final, most crucial exams approaching; some failures were bound to be experienced. Posh Brandz and Hungry Homies, another venture in the food industry; were eventually deemed failures. He, however, began working as a member of TBN pools’ Board of Directors.

Having experienced and tried out the menu, so to speak; he learnt some valuable lessons, thereby growing as an individual and entrepreneur. He found his true purpose and dream, via Thinkfiniti Education. Now, even more empathetic towards the dilemmas of students, and graduating into Dr Sitanshu Singh, he turned his entire attention towards his primary venture, Thinkfiniti Education.

 By this date, Thinkfiniti has counselled around 2.5 lakh clients all over India; comprising students, parents and teachers; by utilizing their vast network of experts in various fields that the company has and is forming deep-rooted partnerships with. Thinkfiniti is providing a unique approach to services like career counselling for a variety of different professions, some, more unconventional than the others; personal counselling, memory training, parent counselling, teacher training etc.

The company believes in a complete holistic and adaptive approach towards counseling and mentorship, especially in a constantly changing world like ours. He truly believes that the ulterior potential of every student’s mind shouldn’t be restricted to the confines of societal norms or an individual’s lack of self- belief. Thinkfiniti, instead, sees value in those who are unable to see it in themselves; and teaches them, not only to see and understand it for them, but also to use it to attain complete personal and professional fulfillment.

Pure determination, fervor, and professionalism have transformed this simple boy from Lucknow into a passionate, self-made entrepreneur and mentor.

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Dr Hrishikesh Pai has made it possible to have highly advanced IVF techniques in India at economical rates.

Dr Hrishikesh Pai is an excellent gynaecologist and an IVF Doctor in India and across the world. His medical expertise and experience in assisted reproduction technology – ART with a focus on IVF technology have made it possible for many childless couples to bear their offspring. 

Over the thirty years of medical practice, Dr Pai’s acumen in analyzing and solving the core reason for infertility in couples has increased manifold. His initiatives and efforts have led to the establishment of many state-of-art IVF clinics across India. It is for this reason that IVF treatment cost in India is very affordable and economical when compared to that in other countries.

His current focus is on treating patients experiencing recurring IVF failure across the globe. He is keen on tackling gynaecological challenges such as Infertility therapy, Family planning, Operative Laparoscopy, Hysteroscopy, and Endovaginal Sonography among others. 

He has been the first gynecologist in India to introduce numerous innovations in IVF technology such as ICSI for male infertility, fertility preservation in cancer & lifestyle using egg freezing & ovarian tissue freezing, as well as successfully treating patients with repeated IVF failures.

Dr Hrishikesh Pai has made it possible to have highly advanced IVF techniques made available in India at economical rates. People suffering from infertility issues can seek Intra-Cytoplasmic Morphologically Selected Sperm Injection, oocyte freezing & ovarian tissue freezing, and EmbryoScope, an IVF incubator to resolve them.

He has specialized in Preimplantation and antenatal genetics using the latest technique of Next-Gen sequencing. He has assisted in setting up the first Assisted Laser Hatching unit in India and helped to deliver the first laser hatched twins in 1999. He has pioneered the spindle view, oocyte freezing, IMSI, and embryoscope technologies as well.

The Intra-Cytoplasmic Morphologically Selected Sperm Injection or IMSI is a procedure that magnifies the image of the sperm nearly 7200 times. This highly magnified image helps to choose the healthiest of sperms for conception. 

Oocyte freezing & ovarian tissue freezing is a technique where the women can preserve their oocyte and ovarian tissue that can be used in the future when they are ready to conceive.  Dr Pai offers the services of EmbryoScope, an IVF incubator for safekeeping and monitoring the fertilized oocytes in the desired atmosphere until they are transferred to the mother’s womb safely.

Also, the presence of a Pre-Genetic Diagnosis, PGD laboratory at his clinics enables parents of abnormal children to identify genetic issues within embryos to ensure the birth of healthy children before implantation. These innovative IVF procedures and services have made many couples and individuals enjoy parenthood along with contented and meaningful existence.

Currently, Dr Hrishikesh Pai’s professional associations include the founder and the medical director of Bloom IVF that serves nine cities pan India viz. Mumbai, Navi Mumbai, Delhi, Gurgaon, Chandigarh, Bengaluru, Muzaffarnagar, Faridabad, and Nasik. 

Also, Dr Hrishikesh Pai is the Head of IVF Unit, at Lilavati Hospital, Mumbai, D.Y.Patil Medical College, Navi Mumbai, and the Director of Obstetrics and Gynaecology, and Infertility Medicine at Fortis Memorial Research Institute, Gurugram.

Dr Pai holds a prestigious position as the Member – Board of Directors of the World body of Infertility – International Federation of Fertility Societies (IFFS): a first for an Indian. He is the National Administrator and Coordinator of the FOGSI Manyata Program to reduce maternal and infant mortality in India. He on the editorial board of Global Reproductive Health IFFS Surveillance 2019.

His contribution in imparting the ART knowledge has been exemplary as he was a visiting faculty at D Y Patil Medical College and a postgraduate teacher at the MD and DNB examinations of the National Board Delhi. He has many research papers published in journals and books across India and worldwide. He has delivered lectures at more than 500 medical conferences and meets across India as well as the world.

In appreciation of his enormous contributions, the international agency Frost & Sullivan bestowed upon him the best IVF group in India award in 2013. He is the Editor, Indian Edition of British Journal of OBGYN BJOG and Founder Chair, Indian SIG ASRM. Dr Hrishikesh Pai states, “I am committed to my cause of resolving the infertility issues to the best of my capabilities and my experience. I will continue to do so in the coming times. I am contented to have delivered towards family planning and community health of India and the world as a whole.”

Indeed, Dr. Pai has immensely contributed through innovative and breakthrough IVF- ART procedures in tackling infertility issues. He is one of the highly respected and most honoured personality amongst today’s medical fraternity.

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SGX – NSE International Exchange Connect – Pitfalls for GIFT IFSC

Singapore has over the years emerged as a top International Finance Centre (IFC) and the Singapore Exchange (SGX) has found a successful niche in licensing of indices from other jurisdictions such as China, India, Indonesia, Japan, Taiwan, Malaysia, Thailand, Korea, Australia, New Zealand, Philippines etc. and creating deep and liquid index derivatives markets. Besides having created a deep and liquid market in India based index and related products, Singapore also is a global foreign currency hub of the India Rupee based contracts through the NDF and SGX markets.

To counter this unabated export of Indian products to such international financial centres, India has established its own IFSC at GIFT City, Gandhinagar to develop an international financial centre in India, rivalling the likes of Singapore and Hong Kong. It aims to have a prime position in Asia and emerge as a financial centre of choice for global participants. Eventually, GIFT city should become a vehicle or a place for investments across the world into India like Hong Kong has acted for China in the last 30 or 40 years as envisioned by our Honourable Prime Minister.

Additionally, skilled manpower is also expected to return to the onshore markets and numerous job opportunities created for our own people as foreign participants and intermediaries set up offices in GIFT IFSC. Already, over the past few budgets, various tax incentives, exemptions, relaxations have been provided to create a level playing field for GIFT IFSC to compete with other IFCs.

An initiative which is being envisaged to build liquidity at GIFT IFSC is the proposed SGX – NSE International connect, which is a proposed collaboration between the NSE International Exchange (NSE International) and the SGX wherein SGX will provide order routing into NSE International and all the foreign financial intermediaries and participants will operate from Singapore with no visibility to NSE on the participants, rendering it as a permanent vassal under this arrangement. The details of financial arrangements, operational and implementation issues are still not public, the collaboration it is believed remains subject to further approvals from authorities, including amendments to the Prevention of Money Laundering Laws, which would be a major concession to enable the project take off.

Incidentally, one of the big reasons for participants using SGX is the Omnibus account structure, wherein the details of end client of beneficiary is not known to the Exchange and in many cases to its intermediaries, which poses a significant Money Laundering risk affecting our economic and national security. Potentially, no trading member, clearing member, institutional investor of SGX, which are some of the marque names, would then be incentivised or find it worthwhile to ever set up a presence at GIFT IFSC, since they can easily access all IFSC products from Singapore, killing the potential of GIFT IFSC forever.

The settlements of trades would take place at SGX for those trades which are netted out and required to be settled between SGX members and other trades would be settled at the NSE International Clearing. In essence, SGX therefore would continue to retain its participants, order flows, settle trades, offer margin offsets, earn its fees, leaving no development of markets, creating an investor base at GIFT IFSC.

The collaboration seems to completely rely on order flows and business emanating from Singapore almost acknowledging that GIFT IFSC does not have any potential or standing of its own to generate business or trading volumes. This could have probable damaging consequences to the reputation of GIFT IFSC. It also shows our continued reliance and dependency on an offshore venue, not only for volumes but also as the price setter for India based indices and exchange rate. This seems clearly contrary to the goals envisaged while setting up GIFT IFSC and erode the importance of GIFT IFSC in the minds of international participants.

When all the efforts should be to develop a transparent, deep and liquid market in the India based products at GIFT IFSC, wouldn’t such a link destroy the potential of GIFT IFSC to emerge as competition to Singapore, Hong Kong, Dubai etc., by handing over our markets and volumes to Singapore? The other issue which remains to be seen is whether investors would have an interest in the SGX – NSE connect, which brings in an additional set of rules, regulations and processes to be followed. Will it bring enough liquidity to GIFT IFSC, will it hamper the attractiveness of GIFT IFSC by keeping other potential participants away, since they would certainly notice the absence of large international names at GIFT IFSC?

Will it bring skilled financial sector manpower back to onshore markets? What would be the parameters on which the success of the venture be monitored and how much time given to the project to emerge successfully? In case any potential damage to the reputation of GIST IFSC ensues, whether due to abuse of laws, lack of build-up of liquidity, lack of international institutional investors at GIFT IFSC, who would bear responsibility and can the reputation of GIFT IFSC be subsequently salvaged?

Clarity would also be required whether the SGX – NSE connect would be a one off, case to case approval or would it be a general go ahead for other exchanges at IFSC to also connect to international venues such as Korea, Taiwan, Dubai, Mauritius etc.

While other countries such as Japan and China are implementing policies to bring back liquidity to their local markets from Singapore, would it be a right step for India to continue handing over the markets to Singapore and lose out on market participants?

Osaka bourse revamped its derivatives trading in 2016 by implementing new technology along with longer trading hours and reduced transaction costs with an objective to bring back Japanese index futures (NIKKEI 225 futures) trading from foreign bourses (SGX & CME) to home country.

China has also placed restrictions and disallowed certain indices like A 50 index option from being trading on the SGX and also getting HK to take exclusive licenses of MSCI indices preventing SGX from trading them any further. In fact, China has created a connect model between their domestic and offshore markets within the same jurisdiction, through the Shanghai/Shenzhen – Hong Kong Stock Connect, to develop their own local and onshore markets.

In the long run, building deep and liquid local markets or a continued dependency and reliance on foreign markets needs to be well thought through for the success of IFSC. Finally, when the policy aim of the government is being Aatmanirbhar (self-reliant), would be worthwhile to emerge as a strong, stable, independent Indian IFSC or become reliant on a competing International Finance Centre to get business?

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This Lucknow based brand, Gyan Dairy, is leveraging its strength in milk and dairy products through its home delivery app ‘Gyan Fresh’.

Gyan Dairy, a well-recognised name in the dairy industry, is into the processing of dairy products and one of the leading suppliers of fresh milk and dairy in India. Gyan sources, processes, markets and sells a full line of dairy products, fermented, and value-added products such as Milk, Lassi, Curd, Butter, Ghee, etc. With the tagline ‘Vishwaas Se Bhara’, the brand stands true to its theme song ‘Shuddh aur taaza, Gyan ka waada’.

From starting small to becoming a market leader

Gyan Dairy founded in 2007 is a privately held subsidiary of C.P. Milk and Food Products. The brand sources its milk from over 1 lac dairy farmers residing in the heartland of UP, ensuring their growth and progress through direct employment. The sourced milk is then processed in state-of-the-art processing centres and then provided to various parts of UP through a network of Gyan Fresh Stores, Gyan Select Stores and other retail stores via an extensive distributor channel.

From the humble beginnings in 2007 to partner with small-time farmers has resulted in a close to 1000 Cr mammoth organisation by 2019-20. The promoters, brothers Jai and Anuj Aggarwal, under their able guidance, envision to turn this organisation into a multi-product multi-location dairy company benefitting the farmers through the tech-friendly environment while giving value for money to the consumers in the coming years.

Key Highlights About Gyan Diary –

• Connecting with over 3000+ villages as milk collection centres daily, bringing in livelihood to 1 lac plus farmers.
• Reaching 1.5 lac plus household through a network of 200+ distributors; 30000+ Retailers
• Embracing the state-of-the-art technology in Production Plants and adopting SAP driven accounting system.
• Introduced Gyan Fresh App for “Direct to Home Delivery”
• An environmentally responsible company by following sustainable practices, ensuring low carbon footprints by investing in solar enabled solutions and battery-operated transportation
• CSR- Setting world-class international level schools, medical facilities in rural area or contributing to the COVID-19 crisis fund
• Gyan Fresh Stores-the exclusive company-operated retail outlets spread across 43 locations in UP to enhance customer experience by providing a complete cold chain set up for the consumer to procure fresh and pure dairy products.
• Gyan E-carts is an innovative way to cater to areas which are inaccessible by conventional transportation means.

Gyan Fresh App – Adversity is the mother of Invention

Gyan Dairy launched the Gyan Fresh – Home Delivery App; fondly called ‘the jewel in the crown’, is a contactless and hygienic way to get Milk & Dairy products home-delivered. This comes at a time when the deliveries at the last mile have been largely challenged by COVID-19 guidelines like social distancing, contactless deliveries, sanitised environment, masks & gloves for the front-end team. Milk is an inevitable natural immunity booster that was given utmost importance by the government to ensure hassle-free deliveries to public. Gyan Dairy with its assortment of fresh milk and milk products attempted to reach customers by resorting to technology to overcome this challenge. In this novice attempt, they could touch record numbers of customers.

Few glimpses of the app:

• Pre COVID- 1200 deliveries
• Current (Mid August) – 18000 active consumers & average 7000 + deliveries daily
• Adopting technology to successfully scale 100% digital subscription-based Milk home delivery model- Gyan Fresh App
• Flawless delivery of milk & milk products by 8 am daily, 7 days a week, 365 days a year 
• For first time customers, free milk for 10 days. Additional benefits attractive customer offers, Value deals and combo offers
• Weekend offers and free samples of new range to home delivery customers who are treated as privilege partners
• Enables customers to receive a bouquet of products through a contactless and cashless delivery system

“Hard times will not last long and we will be able to come out of it soon, but the customers will always remember the way we cared for them during these trying times,” says Mr. Venkataramani Santhanam, VP, Sales & Marketing. “It is evident from the numerous feedback and appreciation we receive from the elderly to the kids for our timely delivery of not only milk but mouth-watering dairy products at their doorstep” he concludes.

For more information, please visit https://www.gyandairy.com/

To download the Gyan Fresh App, visit  bit.ly/GyanAndroid for android and  https://apple.co/3aA0KEZ for iOS.

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